Overseas Pakistanis largely invested back in their country to maintain an emotional connection. Now, it is a more considered decision that takes into account long-term planning, investment logic, and family ties. However, buying a property was still complicated, but with clearer legal processes, improved documentation standards, and the emergence of experienced developers, it has become much more accessible.
Understanding how to approach the process is essential. When overseas buyers rely on structure instead of familiarity, property investment in Pakistan becomes more secure and easier to manage over time. This is where One Homes, a UK-based real estate group, comes in. We bring structure to chaos that enables overseas Pakistanis to purchase property abroad with minimal on-ground involvement, as we manage everything from purchasing to documentation to coordination.
Why Purchasing Property Overseas Appeals to Overseas Pakistanis
Most overseas Pakistanis move abroad for opportunity and stability. However, their cultural and family ties to Pakistan remain with them forever. In this case, purchasing property overseas offers them a tangible connection to their home and a long-term store of value.
Foreign currency income also changes how buyers evaluate real estate. As their buying power increases, instead of focusing only on size, they start prioritising location quality, construction standards, and ease of ownership.
This mindset aligns closely with what we’re building at One Homes, where we consider the important aspects of real estate, where predictability and long-term value matter more than short-term gains.
Is Pakistan the Best Place to Buy Overseas Property
Pakistan presents a distinct balance for overseas buyers. Entry costs remain lower than comparable urban markets abroad, while ownership rules for overseas Pakistanis are relatively straightforward for residential property. There is no requirement for local income history, and property ownership is not tied to residency status.
Risk does exist, but it is largely procedural. Locally, Pakistan’s property market involves layers of local approvals and administrative steps that can feel complex from abroad. However, experienced and reputable property developers can make the buyers’ lives a lot easier, as they follow procedures and code.
One Homes supports this by managing documentation and on-ground coordination from the UK. This allows buyers to focus on the decision itself rather than the mechanics of the process.
Considering everything, Pakistan can be the best place to buy overseas property for those willing to follow a disciplined process.
Understanding the Basics Before Purchasing Property Abroad
Legal eligibility for overseas Pakistanis
Overseas Pakistanis holding a valid NICOP are legally entitled to purchase residential property in Pakistan, including plots, houses, and apartments. Ownership rights are broadly aligned with those of resident Pakistanis, provided funds are transferred through proper banking channels.
Restrictions usually apply to agricultural land and certain controlled zones. For this reason, professionally planned residential projects are often the safest entry point for buyers living abroad.
NICOP, POC, and documentation requirements
NICOP functions as the primary identity document for overseas Pakistanis and is required for property registration, banking, and tax records. Buyers of Pakistani origin who hold a foreign nationality use a Pakistan Origin Card (POC) instead.
Key documents typically include a valid NICOP or POC, proof of overseas address, and tax registration details. Delays often arise from expired documents or mismatched personal information, which makes early preparation an important part of buying overseas property.
Best Cities in Pakistan for Overseas Property Investment
Property in Islamabad
Islamabad appeals to overseas buyers who value planning discipline and long-term stability. Regulated development, green spaces, and steady rental demand support consistent appreciation in the city.
Developments such as Diyar, a wellness-led residential community, and Amaya Residences reflect how premium property in Islamabad is increasingly being designed with overseas buyers in mind. They not only ensure you have a lifestyle you’re used to abroad, but also appreciate just as quickly because of the location and build quality.
Property in Lahore
Lahore offers scale and liquidity across a wide range of residential formats, from luxury apartments to established housing communities. For many overseas Pakistanis, the city combines lifestyle value with strong rental potential.
Projects like One Canal Road in Lahore illustrate how well-planned residential developments in premium corridors of a city can appeal to buyers seeking everyday convenience and long-term investment potential.
Property in Gwadar
Gwadar remains a long-term proposition. While infrastructure development continues, immediate residential demand is limited. Overseas buyers considering property in Gwadar should approach it as a future-facing allocation with a longer holding horizon to unlock the potential this area has to offer.
Common Risks When Purchasing Property Abroad and How to Avoid Them
Unverified projects and unclear approvals
One of the most common risks involves booking into projects before approvals are finalised. Never assume that the approval is guaranteed. It is important to have written verification from the relevant authority before committing any funds to a property.
Payment risks and informal transactions
Informal payments through friends or relatives can undermine ownership rights and create tax complications. Formal banking channels, in this case, can protect both the asset and long-term flexibility.
Why Pakistan Remains the Best Property Investment for Overseas Buyers
Pakistan’s property market continues to be supported by population growth, urbanisation, and sustained demand from the diaspora. When approached with discipline, residential property offers a combination of affordability, emotional relevance, and long-term value that few markets provide.
The improving fundamentals, including updated credit ratings, stabilising foreign reserves, a current account surplus, and a record-breaking stock market, point to an economy that is drawing renewed attention.
In this environment, overseas buyers are increasingly favouring structured residential projects backed by experienced developers. For those purchasing from abroad, working with a UK-based developer such as One Homes can help you make the best property investment, translating broader economic signals into a more manageable and well-governed experience.
Buying Property from Abroad vs Buying Locally in Pakistan
Buying from abroad often requires more preparation, yet it also enforces better structure. Documentation, payments, and verification tend to be handled more carefully. Local purchases may feel simpler, but they often rely on informal processes that increase risk.
For this reason, some overseas buyers choose to work with developers like One Homes, where the buying journey is designed around overseas Pakistanis buying property in Pakistan, rather than adapted to it later.
Final Thoughts on How Overseas Pakistanis Can Buy Property from Abroad
Buying property in Pakistan from overseas is all about structure. Buyers who prioritise verification, formal payments, and experienced developers reduce uncertainty and protect long-term value.
One Homes is a UK-based real estate developer focused on residential projects in Lahore, Islamabad, and Gwadar, managing the process end-to-end for overseas Pakistanis. By handling approvals, documentation, and coordination from the UK, One Homes supports buyers who want a clear and well-governed way to buy property in Pakistan from abroad.
FAQs About Purchasing Property Overseas
Can overseas Pakistanis legally buy property in Pakistan?
Yes. Overseas Pakistanis can purchase residential property without quota limits.
What is the safest way to transfer money from abroad?
Bank remittance or Roshan Digital Account channels are safest.
Do I need to visit Pakistan to complete the purchase?
No. A properly executed Power of Attorney is sufficient.
Can we buy property in Pakistan from the USA?
Yes. There are no country-specific restrictions.
Can I buy property in Pakistan as a foreigner?
Only with a valid POC or specific permission.
Do overseas Pakistanis have to pay tax in Pakistan?
Yes. Taxes apply at purchase and sale, with different rates for residents.
