Pakistan received a record $4.1 billion in remittances in March 2025, according to State Bank Governor Jameel Ahmad. This is the highest monthly figure in the country’s history. On the back of this surge, the central bank has revised its full-year remittance forecast for FY25 to $38 billion, up from $36 billion.
This surge isn’t a one-off. It reflects a deeper connection, both financial and emotional, between overseas Pakistanis and their homeland. Many are now viewing Pakistan as a credible place to reinvest. At One Homes, we’re seeing that shift up close. Our developments are designed to help overseas buyers stay connected to Pakistan while building long-term value through real estate. The increase in remittances is a clear signal: Pakistan’s property market is trusted by overseas Pakistanis around the world.
Remittances Drive External Stability
Remittances are more than personal transfers; they are a key part of Pakistan’s economic engine. This record-breaking inflow has helped strengthen the country’s external position. The State Bank now expects the current account to remain in surplus throughout FY25, marking what Governor Ahmad calls the best external account performance in two decades.
This improvement is also reflected in foreign exchange reserves. Pakistan’s total liquid reserves reached $15.75 billion as of April 4, 2025, up by $173 million from the previous week. The SBP’s own reserves rose to $10.7 billion, and are now projected to climb to $14 billion by end-June. Just a few months ago, this level of reserve stability seemed unlikely. Now, it is driving renewed confidence, especially among overseas investors.
Growth Forecasts Revised Upward
With a stronger current account and more remittance-driven liquidity, economic activity is starting to pick up. Imports have increased to $5.7 billion a month, reflecting stronger domestic demand and industrial recovery. In response, the central bank has revised its growth forecast to 3% for FY25.
This growth is not just statistical—it’s visible in real terms. Infrastructure is expanding, development activity is resuming, and housing demand is climbing. Investors who’ve been watching from the sidelines now see an opportunity to enter before the next wave of appreciation begins.
Real Estate: The Home for Overseas Capital
Remittance flows have always found a home in property. But the nature of that investment is changing. Rather than parking capital in idle land or informal housing, overseas Pakistanis are increasingly looking for fully-managed, income-generating homes in well-located developments.
At One Homes, we’ve built our entire model around this shift. Our properties in Lahore and Islamabad aren’t just second homes, they are investment assets designed for the global Pakistani. With dollar-linked rental returns, strong capital appreciation, and international-standard design, we offer a secure, long-term way to benefit from Pakistan’s economic rise.
A Moment of Opportunity
With record remittances, strong reserves, and a stable external account, Pakistan’s economic outlook is turning a corner. For overseas buyers, this is more than just a headline—it’s a signal. A signal that confidence is back. That the reforms are working. And that now is the time to take a fresh look at real estate.
We’re ready to help overseas Pakistanis be part of this moment. Whether it’s a vacation home, a future retirement plan, or a smart portfolio addition, our developments give you a foothold in the country’s most dynamic cities, while delivering returns that match your expectations.
