Investing in property back home is one of the most meaningful decisions
overseas Pakistanis make. It represents both a financial commitment and an emotional connection to Pakistan. Yet, one of the most overlooked aspects of this journey is taxation. Property taxes for overseas Pakistanis are not just about compliance; they directly affect profitability, ownership costs, and long-term value.
At One Homes, we believe transparency is the foundation of trust. That’s why we empower investors with clear, reliable information, ensuring they can buy property in Pakistan from abroad with confidence and without compromise.
In a market where trust is often broken, clarity on property taxes for overseas Pakistanis is essential. Transparent taxation ensures compliance with Pakistani law while protecting investors from penalties and disputes. It also helps families plan long-term, knowing exactly what their obligations will be.
Pakistan imposes several taxes on property transactions:
● Capital Value Tax (CVT): Charged at the time of purchase, based on property value.
● Stamp Duty: A provincial levy applied to property registration.
● Advance Income Tax (Sections 236C & 236K): Paid at purchase and sale, with reduced filer rates for overseas Pakistanis holding NICOP or POC cards.
● Annual Property Tax: Levied by provincial governments depending on property size, usage, and location.
These property tax rules in Pakistan are designed to regulate ownership and generate revenue, but they can feel complex for diaspora investors. This often causes hesitation and anxiety, leading expats to vacillate between whether investment opportunities in Pakistan are truly worthwhile.
● Federal Taxes: Include CVT and advance income tax, applicable nationwide.
● Provincial Taxes: Stamp duty and annual property tax vary by province. For example, Punjab and Islamabad Capital Territory have different rates and valuation tables.
Understanding this distinction is crucial when someone is looking to buy property in Pakistan from abroad, as costs differ depending on location. Since One Homes is a British company, our clients can deal with us directly and avoid the back and forth between Pakistani authorities. Based on your circumstances our real estate investment advisors can guide you based on your specific circumstances.
Overseas Pakistanis buying property in Pakistan must pay:
● Advance Income Tax (236K): Applied at purchase, with filer rates extended to international investors even if they are non-filers.
● Stamp Duty & CVT: Provincial levies based on declared property value.
These upfront costs are unavoidable, but One Homes ensures transparency by linking payments to verified construction milestones.
To comply, those looking for overseas property investments in Pakistan need:
● NICOP or POC card for overseas tax benefits.
● FBR registration to obtain a National Tax Number (NTN).
● Banking through Roshan Digital Account (RDA) for seamless remittances and tax payments.
This ensures compliance with property tax rules in Pakistan and avoids delays.
Islamabad Capital Territory applies:
● An annual property tax that is based on the covered area and usage.
● Higher valuation tables compared to smaller cities, reflecting the demand for property investment.
Luxury apartments in Pakistan, like One Serene Residences and Diyàr, are subject to these rates, but their prime locations ensure long-term appreciation.
Punjab levies:
● Annual property tax that’s calculated on rental value.
● Stamp duty and CVT at provincial rates.
One Canal Road in Gulberg demonstrates how prime Lahore properties and residential projects retain value despite higher taxes, making them attractive for overseas Pakistanis.
Whether you decide to buy property in Islamabad or Lahore, rental income is subject to withholding tax, deducted at source. Annual property tax adds to ownership costs, but diaspora investors benefit from Pakistan’s relatively lower rates compared to global cities. For overseas Pakistanis, property taxes are manageable when balanced against strong rental yields in prime locations.
When selling, advance income tax (236C) applies. Overseas Pakistanis looking for luxury property investment enjoy lower rates if they hold NICOP/POC, even if they are non-filers. This reduces transaction costs and encourages long-term investment.
Through the Roshan Digital Account, overseas Pakistanis can pay property taxes directly from abroad. This eliminates the need for physical presence and ensures compliance.
Many investors living abroad appoint tax consultants or legal representatives to manage filings. One Homes facilitates this by connecting clients with trusted advisors, ensuring property taxes for overseas Pakistanis are handled professionally.
Yes. Property taxes in Pakistan are relatively modest compared to global markets. When combined with One Homes’ fast delivery, transparency, and global-standard living, the benefits far outweigh the costs and make Pakistan one of the best places to buy property abroad. Taxes are simply part of responsible ownership, and with proper planning, they do not diminish the value of investing in Pakistan.
At One Homes, we understand diaspora pain points. Property taxes may seem complex, but with transparent systems, global partnerships, and British developer standards, we ensure overseas Pakistani property investment is easy and pain-free so clients can invest confidently.
Our promise remains clear: to give overseas Pakistanis a home they can trust, and a lifestyle they don’t have to compromise.
Looking to buy property in Pakistan without having to worry about taxes in addition to the paperwork?
At One Homes, our luxury property development is trusted by those residing outside of the country. Whether you want to learn more about property taxes for overseas Pakistanis, get a better understanding of property tax rules in Pakistan, or figure out how you can buy property in Pakistan from abroad, we’re here to help. You can schedule a call, book a meeting, or check our events page to see when we’ll be in your city.
Connect with One Homes today and get all the answers you need to invest in our premium housing projects.
Do Overseas Pakistanis Have To Pay Property Tax In Pakistan?
Yes. Regardless of where you live, if you own property in Pakistan, you are legally required to pay property taxes. For overseas property investment, this obligation is the same as for residents. At One Homes, we make this process easier by guiding our clients through every step, from registration to payment, ensuring compliance without stress. Our construction-linked payment plans and transparent systems mean you always know what you owe and when, avoiding surprises.
Are Property Tax Rates Different For Overseas Pakistanis And Residents?
No, property tax rates are the same for both residents and overseas Pakistanis. However, overseas investors benefit from special recognition through NICOP or POC cards, which allow them to access filer-equivalent rates even if they are non-filers. This reduces transaction costs significantly. One Homes ensures that every overseas client is registered correctly, so they enjoy these benefits while investing in projects like One Canal Road or Diyàr.
Can Overseas Pakistanis Pay Property Taxes In Pakistan From Abroad?
Yes. With systems like the Roshan Digital Account, overseas Pakistanis can pay property taxes directly from abroad. This eliminates the need for physical presence and ensures timely compliance. At One Homes, we support our clients by integrating these systems into our ownership experience. Whether it’s annual property tax or transaction-related levies, we help investors manage obligations without any issues, so they can focus on enjoying their luxury apartments in Pakistan.
What Happens If Property Taxes In Pakistan Are Not Paid On Time?
Failure to pay property taxes can lead to penalties, surcharges, and even legal complications. For overseas Pakistanis, this risk is heightened if they are not physically present to monitor deadlines. One Homes offers in-house property management and concierge services, so you don’t need to worry about this. Our teams ensure that taxes are paid on time, documentation is updated, and compliance is maintained so your property investment doesn’t become a headache. This proactive management protects you and reinforces our promise: a home you can trust, with a lifestyle you don’t have to compromise.